Three steps
How it works
- 1
Answer a few questions
Takes a few minutes online. A soft credit pull shows you what you pre-qualify for without affecting your score.
- 2
Compare offers and apply
See offers from Acorn Finance's marketplace of lenders side by side. Pick the one you like and apply directly with that lender.
- 3
Get funded, get it fixed
If approved, the funds go to you. You pay IDB Plumbing the flat-rate price you approved, and pay the lender back monthly.
Start the pre-qualification whenever you like — before your estimate, after it, or while our plumber is on site.
What you can finance
Built for the jobs that don't fit in a monthly budget
Typical ranges below are the same figures published on our pricing page. Your written flat-rate quote sets the exact number before work begins.
Water heater replacement
Standard tank, tankless, or heat-pump.
$1,600 – $3,200
standard tank, installed
$2,900 – $5,200 tankless or heat-pump
About this serviceWhole-home repipe
PEX repipes on older galvanized or polybutylene homes.
$4,000 – $15,000
whole-home PEX, by home size
About this serviceSewer line replacement
Trenchless or open-trench; often the largest unplanned plumbing cost a homeowner faces.
$3,500 – $25,000+
full line replacement
About this serviceWater service line replacement
From the meter to the house.
$3,500 – $12,000
meter to house
About this serviceBathroom and kitchen fixture upgrades
Multiple fixtures, rough-in changes, remodel plumbing.
$250 – $800
per fixture, installed
About this serviceGas line runs
New appliance hookups, range and dryer conversions, outdoor lines.
$500 – $2,500
per run / hookup
About this serviceAny IDB Plumbing job of $1,000 or more is eligible, including emergency repairs.
Why finance through IDB Plumbing
Straight answers on financing
The price is the price. Financing is a payment option, not a sales tactic.
Same price, financed or not.
Your flat-rate quote is the same whether you pay by card, check, or financing. We never mark up a job because it's financed.
No pressure, no paperwork at the door.
You pre-qualify on your phone or computer, on your own time. Our plumbers don't sell loans.
Real lender competition.
Acorn Finance shows you offers from multiple lenders so you're not stuck with one rate.
Checking costs nothing and doesn't touch your score.
Pre-qualifying is a soft credit pull. A hard pull only happens if you decide to move forward with a lender's offer.
Questions
Financing FAQ
Financing is offered through Acorn Finance's network of third-party lenders and is subject to credit approval. IDB Plumbing Solutions and Acorn Finance are not lenders. Pre-qualifying uses a soft credit inquiry that does not affect your credit score; a lender will perform a hard inquiry only if you choose to proceed with an offer. Rates, terms, and loan amounts vary by lender and applicant and are subject to change without notice. Loan amounts, terms, and lender availability are set by Acorn Finance and its lending partners and may change without notice.